Parmis Mobile Privacy Policy

Parmis Mobile is a personal accounting and financial management application designed to help users manage their personal finances efficiently.
We are committed to protecting your personal information and maintaining your privacy. This Privacy Policy explains what data we collect, how we use it, and how we protect it.

Introduction

At Parmis, protecting user privacy has been one of our core principles since the very beginning. Data collected through the app — such as performance or location information — is always stored anonymously and only when necessary to improve functionality and user experience.

User Account

Users can use most of Parmis Mobile’s personal accounting features without registering or providing any personal identity information.

If the user chooses to store backup data in the cloud, they may log in with an email address or mobile number. This login is used solely to secure and restore financial data in case of device loss or replacement.

Information We Collect

1. User ID
   When the app is installed, a unique random user ID is generated and linked to the backup files stored on Parmis Mobile’s servers. If a user logs in with an email or mobile number, this ID connects to their account, allowing access to cloud backups across different devices.
2. Storage Access
   The app requests storage access only to save or retrieve backup files. Parmis Mobile does not access or collect any other files from the device’s storage.
3. SMS Access
   One of the key features of Parmis Mobile is the ability to automatically record banking transactions from bank SMS messages, if the user grants permission. These messages may include the bank name, transaction amount, balance, time, and related account or card number. This data is used only to record transactions on the user’s device and is never uploaded or shared. Users can enable or disable SMS access at any time from the app’s settings.
4. Contacts Access
   Access to contacts is optional and only used when the user enables the People feature inside the app. This data is stored locally and is not transferred outside the user’s device.

Data Visibility

No user data — including transactions, accounting records, or financial information — is visible or shared with any other users or third parties. Protecting user confidentiality is a top priority at Parmis Mobile.

Deleting User Accounts and Data

Users who have logged in to Parmis Mobile may delete their accounts at any time. Upon deletion, all associated backup files will be permanently erased from our servers, and no trace of the account will remain. To delete an account, users can open the Settings menu, select User Account, and follow the on-screen instructions to remove their account.

Data Security

Parmis Mobile takes pride in user trust and applies strict security measures to protect user data. Access to data within the development team is restricted based on role and necessity.

We regularly update our systems, conduct security reviews, and perform penetration tests by certified cybersecurity firms to identify and fix potential vulnerabilities.

User data will never be shared with private companies, institutions, or government entities, except under a valid court order and only to the extent legally required. To date, Parmis Mobile has never received any formal or informal data access requests.

In the near future, Parmis Mobile will launch a Transparency Report page to disclose any such requests and how they were handled.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us via the in-app support ticket system.